Have you been getting more and more worried every time you look at stock market reports? Do you wonder whether you’ll have enough money to retire as you have been planning? If you’re concerned about the volatility of the market, you’re not alone.
Many investors have started moving some of their money out of the crazy stock market and investing it in precious metals through a Gold IRA instead. With a more diversified portfolio, you’ll have less to worry about if the market does drop more because some of your portfolio will be held in alternative assets. Today, we’re going to take a look at one company that offers Gold IRAs: Rosland Capital. We’ll share some background information about the company and more about how their Gold IRAs work and the selection of coins and bars that you could add to your account if you choose to work with them. Read on to learn more and answer any questions you may have.
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About Rosland Capital
Rosland Capital was founded in 2008. Marin Aleksov started the company to help clients invest in precious metals and secure their financial futures. According to the website, some of the key values the company was founded on include honesty, education, and customer service. Today, the company has about 50 staff members who work to share more information about precious metals with each customer to help them make the right investment decisions for their portfolios.
Rosland Capital’s headquarters are located in Los Angeles, California, however the company also has other branches and sister brands in various companies around the world, including in the UK, France, and Germany. Rosland Capital hold an A+ score from the Better Business Bureau, along with an AAA score from the Business Consumer Alliance. Both of these are the highest ratings available from either of these organizations.
Why Invest in Gold and Silver with Rosland Capital?
There are several reasons individuals decide to open a Gold IRA. One of the biggest reasons is that investing some of your money in precious metals will leave you with a more diversified portfolio. This can be a huge benefit should the stock market take a huge dive downward. Because the price of gold is not tied to other assets, it is unlikely that your precious metals portfolio will be as negatively impacted as the money you hold in stocks and bonds. With this characteristic, the gold will help balance out the losses from the stock market. In fact, gold often moves in the opposite direction of the stock market, so your investment in precious metals may even grow as the market drops.
Investing in gold can also serve as an inflation hedge. When the dollar loses its spending power, gold is more likely to retain more of its value, helping make it a little easier to pay for more expensive goods and services.
Beyond these (and the many other reasons to consider investing in precious metals), Gold IRA holders also enjoy the same favorable tax rules that standard IRA holders receive. With these more favorable rules, your money will be able to grow without you worrying too much about it being taxed. Traditional IRAs are only taxed when the funds are withdrawn from the account, and Gold IRAs are taxed up front and then not again when you start taking distributions.
Rosland Capital Gold IRAs
A Gold IRA with Rosland Capital can help you benefit from all that gold has to offer. With your more diversified portfolio, you can take a small sigh of relief anytime the stock market has a particularly bad day, knowing that all of your portfolio won’t be impacted by the drop. Rosland Capital employs a team of precious metals associates who are experienced with helping customers set up Gold IRAs. They will be available to address any questions you have about this type of account and help you in any way they can as you get your account up and running.
If you think you are interested in opening a Gold IRA with Rosland Capital, there is a phone number at the top of the page that you can call. If you’d prefer to have one of their representatives call you to get everything started, then you can fill out the contact information with your name, phone number, email address, and the best time of the day for you on the home page.
Once you start working with Rosland Capital to open a Gold IRA, the company has broken the process down into six simple steps:
The representative you speak with will share more about Gold IRAs and how they work with you. You’ll have a chance to ask more questions and confirm that you are indeed ready to set up this account type.
You’ll receive the Rosland Capital customer agreement form and the different forms from the IRS custodian that will need to be completed before you can get your account set up. Fill out these forms and reach out to your account representative if you have any questions.
The representative from Rosland Capital will take the information from your paperwork and use it to open your new account. They’ll share the appropriate paperwork with Equity Institutional, the Gold IRA custodian they work with) so that they can also start taking the steps necessary to move the funds from an old retirement account to your new account.
After everything is set up and the funds arrive, you will be able to choose which coins or bars you wish to add to your account. These metals will be purchased with your IRA account funds and sent to the highly-secure and trusted Delaware Depository.
You’ll make your first payment for IRA administration and storage fees.
You can continue making more contributions each year and then will be able to start taking funds by the time you are 59 ½ years old. At the age of 73, you will need to start taking the required distributions from your account—either in the form of the physical precious metals or cash from their sale.
Precious Metals to Add to a Rosland Capital Gold IRA
Here are some of the different gold, silver, platinum, and palladium coins and bars that you can add to your Gold IRA portfolio if you choose to work with Rosland Capital.
IRA Storage with the Delaware Depository
The IRS has a wide range of restrictions and regulations around Gold IRAs. One of these is that individuals may not take possession of their precious metals until they reach the age of retirement (59 ½). This means that you may not act as the Gold IRA custodian for your account or store your precious metals in your own home or even in a bank vault that you have free access to.
Instead, the IRS mandates that individuals must store their precious metals for IRA accounts in an IRS-approved depository. There are several depositories around the country that have earned this seal of approval, but it is still a relatively small pool that actually meet the safety and security criteria laid out by the IRS.
If you choose to work with Rosland Capital, your precious metals will be held in the Delaware Depository. Often viewed as the premier storage locations for individuals investing in precious metals, you can feel confident that your metals will be secure when stored here. The Delaware Depository has put in numerous safety measures from highly secured vaults, to metal detectors, to video monitoring, and much more to offer peace of mind to each of their clients. Plus, in the extremely unlikely even that something were to happen to your precious metals, they will be protected by a full-coverage insurance policy.
Adding More Coins and Bars to Your Account
IRA holders are limited to the maximum yearly contributions established by the IRS. These limits were recently raised from $6,000 to $6,500 for people under 50 and from $7,000 to $7,500 for those 50 and older. Once you have your account set up, regardless of how it was funded, you can continue making yearly contributions to add more gold and silver coins to it. Maxing out our contributions, whenever possible, is the best way to help your balance grow more quickly, helping to ensure that you’ll be ready to retire as planned.
Taking Distributions from Your Account
Gold IRAs, like other types of IRAs, are designed to provide funds for individuals to access once they retire. For this reason, you can incur penalties or face additional taxes if you withdraw any funds from your account before you are at least 59 ½, the age of retirement according to the IRS. At this point, it will be up to you to decide how much you wish to withdraw from your account (or whether you even want to take anything out). You will also be able to choose to have the physical coins or bars shipped to you, or if you prefer, you can opt to have some coins liquidated so you can be sent cash.
Exclusive Specialty Coins from Rosland Capital
Beyond all of the IRA-approved gold, silver, palladium, and platinum bars and coins shared above, Rosland Capital also offers several exclusive specialty coins. The silver and gold coins shared below are minted from renowned mints around the world, including the Commonwealth Mint in the UK and the PAMP SA mint in Switzerland. These proof coins are only available through Rosland Capital, and only limited quantities are available.
As you’ll see when you browse through the list, many of the coins are centered around famous individuals in Formula 1 racing, tennis, golf, and soccer.
If you are interested in purchasing any of these coins as a personal investment, reach out to a Rosland Capital representative. All of the Gold IRA-approved coins shared about can also be purchased as a personal investment and help outside an IRA, if you are interested in that as well.
Request a Free Gold Kit Today
If you’re intrigued by what you’ve read about Rosland Capital, but still feel like you’d like to learn some more before committing to work with them, visit the company’s website. At the top of the page, you’ll see a large gold button that says, “Get My Free Gold Kit.” Click this button, and it will take you to a page with an information sheet. Simply type in your name, phone number, and email address to request a free copy of Rosland Capitals Gold Guide.
The free guide will provide you with more information about why precious metals can be an excellent investment, how you can benefit from adding them to a retirement account, what to look for when purchasing precious metals, and some of the various bars and coins available through Rosland Capital.
Right now, Rosland Capital is also running a special promotion. Customers can receive up to $15,000 in free gold when they sign up to work with Rosland Capital. However, the company doesn’t have any details about this promotion on their website, so you’ll have to call and speak with an account representative to learn more.
Rosland Capital would love to work with you to help you open a Gold IRA. The decision, though, is entirely up to you. Now that you’ve had the opportunity to read more about Rosland Capital, find out about the services they offer, and view some of the different bars and coins that are available to investors, do you feel that they are the right company for you? When you’re talking about investing such a large quantity of your hard-earned money, it is essential to feel confident in the decision you make about who you should work with.
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